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About Ron Layman

My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.

In addition, I am committed to keeping you informed throughout the loan process, and am here to answer questions, explain options and eliminate hassles and worry along the way.

I have worked with Republic State Mortgage as a client and also as a business partner and I have always had a great experience. Ron Layman is THE BEST loan officer I have ever worked with. He's always available to answer my questions, he keeps me in the loop on what is going on with my loan or my client's loans, and he is so organized and on top of everything. It's a smooth process for everyone involved when Ron is working on the loan! I would recommend Ron and RSM to everyone I know looking to secure a mortgage for their new home or refi their existing mortgage! Call them today - you won't be disappointed!? - JB, Realtor Leitchfield, KY
I wanted to let you know of how impressed I was with Republic State Mortgage loan officer Ron Layman, as we closed on a deal on December 20, 2013 in remarkable time and fashion. While this is highly unusual, Ron had a green light to close our deal in only 13 days from time of our accepted contract. My buyers were ecstatic to the point of tears. With the seller’s agreement we were able to close the deal 10 days ahead of schedule and just in time for their first Christmas in their new house. Sensing the needs of the buyers, Ron had no problem meeting them on a Saturday afternoon to work out the many details of their loan and even took time to correspond while out of town as his father (unbeknownst to me) underwent emergency surgery. He rarely missed a call or text over those few weeks and when I or my buyers did leave a message, he returned it immediately. Ron was faithful to us, experienced, entirely thorough and bottom line, a good guy to deal with. He didn’t miss a thing... all the way to the closing table - Thomas P. Finsand, Keller Williams Bluegrass Realty Lexington, KY
Ron Layman is incredibly easy to work with and I would definitely recommend him. He is straigh-forward about the process of obtaining a mortgage, is knowledgeable about the industry and is always responsive to questions or issues during the process of obtaining a mortgage. He kept us informed about different mortgage scenarios and I always felt like he was working to make sure we got the best deal. - AS Versailles, KY
Ron Layman is to be commended on the efficient and timely manner in transitioning us from prospective home buyer to homeowner. His professionalism and expertise, along with his candor and self confidence, is to be admired. The presentation of principles and lending policies exhibited transparency and such transparency encourages trust, a key component in any business transaction. All paperwork, and there appeared to be mounds of it, was reviewed, explained, and my endless questions answered either in person, by phone, or e-mail no matter the time. There were no hidden costs and no costly delays. Ron worked tirelessly and was meticulous with every piece of paperwork to help us procure our home. He made sure we knew what to expect every step of the way. Would I recommend Ron Layman to another prospective home buyer? Yes. Why? He knows what he's doing. Thanks Ron and Republic State Mortgage. - DO Versailles, KY
We worked with Ron throughout the entire home buying process and couldn't have been more pleased. He was extremely organized, easy to contact and was able to answer all questions that we had along the way. He went above and beyond in many ways to ensure all details were taken care of on both the buying and selling end. We always knew that he would give us an up front/honest answer. Thank you for working with us! - CG Versailles, KY
REPUBLIC CORE VALUE #1: Relationships

We care about the people we serve


Our people are experts in the field

REPUBLIC CORE VALUE #3: Problem-Solving

We have the know-how and resourcefulness to make it happen


We're all in this together


We want our people to live rich, balanced lives


By being great listeners, we can find the right solution to fit your needs


Do the right thing, in the right way, at the right time


We give you our word

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